The Winning Points Advisors

WPA Customer Relationship Summary

Introduction
Winning Points Advisors, LLC
Customer Relationship Summary
June 30, 2020


Winning Points Advisors, LLC (“WPA”) is registered with the Securities and Exchange
Commission (SEC) as an investment adviser. Brokerage and investment advisory services and fees
differ, and it is important for you to understand these differences. Free and simple tools are
available to research firms and financial professionals at Investor.gov/CRS, which also provides
educational materials about broker-dealers, investment advisers, and investing.
What investment services and advice can you provide me?
WP A offers investment advisory services to individuals, high net-worth individuals, and
investment companies. The firm’s principal service is portfolio management, incorporating buying
and selling equities, option contracts, and mutual funds. The client must have a minimum of
$100,000 to open a portfolio management account; however, an exception may be granted at the
discretion of WP A, based on the specific situation. Portfolio management services allow WP A to
exercise discretionary investment authority which includes continuous monitoring of securities in
the account, and rebalancing of the portfolio as changes in market conditions and individual
circumstances may require. The client may specify investment guidelines or impose certain
conditions and investment parameters. If offering nondiscretionary services, the client makes the
ultimate decision regarding the purchase and/or sale of investments.
Conversation starters. Ask your financial professional–
• Given my financial situation, should I choose an investment advisory service? Why or
why not?
• How will you choose investments to recommend to me?
• What is your relevant experience, including your licenses, education, and other
qualifications? What do these qualifications mean?
For additional information, please review Items 4 and 7 provided in WPA’s Form ADV, Part
2A Brochure.
What fees will I pay?
WPA fees are calculated on the total assets managed for the client and are generally billed quarterly
in arrears, based on the ending monthly values. To come to that total ending monthly value, we
add the value of the securities or products we manage, adding back any debit balances and short
options positions. The more assets in the client’s account, the more a client will pay in fees, and
WPA may therefore have an incentive to encourage the client to increase the assets in their account.
As part of our investment advisory services to you, we may invest, or recommend that you invest,
in mutual funds and exchange traded funds that include a management fee and other fund expenses.
You may also incur transaction charges and/or brokerage fees when purchasing or selling
securities. These charges and fees are typically imposed by the broker-dealer or custodian through
which your account transactions are executed.
You will pay fees and costs whether you make or lose money on your investments. Fees and
costs will reduce any amount of money you make on your investments over time. Please make
sure you understand what fees and costs you are paying.
Conversation Starter. Ask your financial professional-
• Help me understand how these fees and costs might affect my investments. If I give you
$100,000 to invest, how much will go to fees and costs, and how much will be invested for
me?
For additional information, please review Items 4 and 5 provided in WPA’s Form ADV, Part
2A Brochure.
What are your legal obligations to me when acting as my investment adviser? How else does
your firm make money and what conflicts of interest do you have?
When we act as your investment adviser, we must act in your best interest and not put our interest
ahead of yours. At the same time, the way we make money creates some conflicts with your
interests. You should understand and ask us about these conflicts because they affect the
recommendations, we provide you. Here are some examples to help you understand what this
means.
• Client may invest in mutual funds managed by WP A.
• We may have a financial incentive to recommend a Third-party Money Manager.
Conversation Starter. Ask your financial professional-
• How might your conflicts of interest affect me, and how will you address them?
For additional information, please review Items 12 and 14 provided in WPA’s Form ADV,
Part 2A Brochure.
How do your financial professionals make money?
Client fees charged for investment advisory services and portfolio management.
Do your financial professionals have legal or disciplinary history?
No.